I'm negative, Can I get a loan?

I have a negative credit history, can I get a loan?

According to recent data from the Consumer Debt and Default Survey (Peic), carried out by the National Confederation of Commerce of Goods, Services and Tourism (CNC), more than half of the Brazilian adult population has a bad credit rating.

A person with a bad credit history is someone who has missed the due date on outstanding bills or debts for a considerable amount of time, to the point where the creditor forwards their CPF for inclusion in credit protection agencies, such as SPC and Serasa.

In practice, this means difficulty accessing credit, whether for credit cards, car financing, or a loan. However, it's usually in times like these that consumers need help getting their finances in order and clearing their name.

Given this scenario, credit fintechs and some financial institutions began offering loans to those with bad credit, which quickly proved to be a source of considerable consumer interest. Searches for "24-hour online loan for those with bad credit" on Google have grown tenfold over the past 12 months. In October, the increase was 75% compared to the same period last year.

So, if you're part of this segment of the population, you're in the right place. We've prepared some valuable tips to help you find a suitable loan even if you have a bad credit history.

Click the button below to check out our tips that will help you get your loan even if you have a bad credit rating!

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