“How much I will I pay?” Find out what the lowest and highest interest rates on loans are

When applying for a loan, some questions are very important.

At first, one of the main questions is: how much will I end up paying?

The answers are very comprehensive, as there is wide variation in the rates charged by credit institutions. 

To help you better visualize which are the best partners when it comes to obtaining a loan, we've prepared a list of the ten companies with the best rates and the ten with the worst rates.

Please note: the data refers to the type of personal loan, mainly non-consigned, but which may involve operations without collateral or with collateral. 

Therefore, it is important to check the specific features of each product before signing the contract. 

However, the survey was conducted based on the Central Bank of Brazil's Interest Rate Report. The reference month is definitely December 2021. 

The lowest interest rates

1. Master Bank: 12.25% per annum
2. SF3 Credit: 13.06% per annum
3. Andbank Brasil: 13.18% per annum
4. Banco Modal: 19,32% per annum
5. Financial Society: 19,56% per year
6. Plantae Agrocredit: 21,85% pa
7. Banco BS2: 22,08% per year
8. Banco Guanabara: 22,72% per annum
9. Financial Harvest: 24,90% per year
10. Safra Bank: 27.19% per annum

The highest interest rates

1. JBCred: 948.19% aa
2. Crefisa: 791,69% per year
3. Topaz Bank: 680,19% per annum
4. Credipar: 374.83% per year
5. Banco Daycoval: 326,69% pa
6. AgoraCred: 325,34% aa
7. Realize Financial Solutions: 316,25% aa
8. Agibank: 270,72% per annum
9. Semear Bank: 266,98% per year
10. Via Certa Banking: 266,92% pa

So, what did you think of the list?

Finally, remember that these are the average percentages charged by institutions. After all, rates will be negotiated based on your credit analysis. 

Always be careful not to make a bad deal.  LEARN MORE