What What is Mastercard Surpreenda and how to earn points?

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05/07/2025

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Mastercard's points program, known as Mastercard Surpreenda, is a warm way to reward you for using your Mastercard. With every purchase you make, whether with debit, credit, or even a prepaid card, you earn one point, regardless of the transaction amount. This means that each purchase is a new opportunity to accumulate points that can be exchanged for vouchers. With just 5 points, you can start exchanging them for special offers from a variety of partners.

How the promotion works

Participating is quite simple: just register your card in the program. And the best part is that, regardless of the value of your purchase, whether large or small, you'll always be rewarded with a point. This gesture recognizes each of your purchasing choices, making using your Mastercard even more valuable and personal.

Who can participate in the points program?

You must be a Mastercard cardholder or additional cardholder, in all its forms. You need to register because this is how it works; it doesn't come with the card upon purchase, unless you request it from the beginning. This must be done via the website and app.

Cards participating in the Mastercard Surpreenda program

  • Mastercard Surpreenda includes credit, debit and/or prepaid cards from the “Mastercard” brand.
  • “Mastercard Electronic”, “Mastercard debit”, “Maestro” and “RedeShop”, including, without limitation, “Business Card”, “Business”, “Corporate” cards
  • and “Hybrid” Cards (Hybrid Cards are cards that have two brands: Mastercard and a major retailer, such as Carrefour, Renner, Riachuelo, Pernambucanas, among others), issued in Brazil. (Regarding Hybrid Cards, please pay attention to the specific terms, as there may be restrictions on Mastercard Surpreenda points, as provided for in these Terms.)

How to join the Mastercard Surpreenda program

Participating is quite simple: just register your card in the program. And the best part is that, regardless of the value of your purchase, whether large or small, you'll always be rewarded with a point. This gesture recognizes each of your purchasing choices, making using your Mastercard even more valuable and personal.

Is it possible to make money with Mastercard Surpreenda?

You can't sell your Mastercard points, but after registering, you earn points and vouchers at various establishments. With each purchase, you earn one point, regardless of the amount. After 5 points, you can exchange them, and with many purchases, you can buy one product and get another.

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