How not lose focus on financial organization

Once you've discovered how to improve your personal financial organization, you need to learn how to stay focused and change your habits to achieve your goals.
We've put together some important tips to help you stick to your plan.

1. Create clear goals and objectives

Knowing exactly where you want to go and what success means to you is crucial for staying focused on your financial life. In other words, you need to be clear about your goals and objectives; these are the key drivers for achieving personal financial organization.

These can be short-term goals, like moving out or taking a trip, or long-term goals like buying a property or building wealth for retirement. The important thing is to be clear about these goals and stick to them to find your motivation.

2. Visualize your dreams and projects

One of the greatest challenges facing human beings is being able to exchange immediate pleasure for future fulfillment, since in our immediate nature, we tend to always think about today. With money, we can see this when we sabotage our savings plans to indulge in consumption—this is the main habit that needs to change to get your finances in order.

When we visualize our dreams and projects, it becomes easier to re-educate ourselves financially and stay focused on our goals. This means that instead of just having them in your head or written down somewhere, you need to have daily contact with these goals to stay motivated.

For this, a great solution would be to put up a board with pictures of your dream trip in your living room, take notes, or open a Pinterest account and save inspiring images of properties you would buy, for example.

It's important to set aside time for yourself and visualize your projects. This will help you recharge and remind you that there are many ways to achieve your goals.

3. Create a mantra to control your spending

Another idea that can help you control your spending impulses and stick to your savings goals is to create a "mantra" to control your spending with your current goal in mind.

For example, suppose you are saving money to buy a car and you come across a tempting purchase option, you might think of a phrase like, "Is it better to buy this now or drive my new car next year?"

This feature can work very well when you're about to spend money to relieve some frustration or indulge in the famous retail therapy (which can ruin anyone's financial plans).

4. Have a daily “money moment”

Being financially organized also requires setting aside time each day to monitor your finances; it's very important that control is part of your routine.

The tip is to create a "money moment" in your schedule and use it to check your balances, make sure your budget is within your target, and rethink your plans for the week.

Additionally, you can use this time to do financial planning and organize your accounts.

5. Micro achievements

Small goals are very important to keep you motivated. The secret is to break your bigger goals into smaller goals.

For example, if your goal is to save R$ 50,000 to buy a car and you only have R$ 5,000, divide the project into five R$ 10,000 goals with realistic deadlines to avoid getting discouraged. It's purely psychological, but it will certainly make your journey much easier.

6. Improve your score

Keeping an eye on your Serasa Score and trying to improve it can give you extra motivation to organize your finances.

After all, it's great to see your credit profile improve in the market and have hope for new opportunities in the future, like lower interest rates on a loan, for example.

To do this, you can use the Positive Registry and track your progress, gaining an extra incentive to pay your bills on time.

We have incredible content that will help boost your score in 7 days! Check it out here

7. Use digital tools

Finally, use technology to your advantage. Your personal financial organization journey becomes much easier with the support of digital tools and technologies.
Use apps that facilitate financial control and planning, as long as they help you stay focused on your goals — and don't just take up space on your phone.

8. Study the topic

The more you study the topic, the more information you will have to find your own financial organization methodology.
If you're interested in learning more about personal financial organization, we've put together a free digital book to help you on this journey. It's a comprehensive book with several tools to help you plan your future.

To download your digital book, click on I want it, watch the ad until the end and enjoy your free digital book.

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