How to cancel FGTS anniversary withdrawal: See the simplest way

The FGTS anniversary withdrawal is a modality created by the federal government so that workers can withdraw a portion of the fund, once a year, always in the month of their birthday.

For workers who have signed up for this modality, it is possible to make withdrawals from 5% of the value of active and inactive accounts, according to the rules. 

But many people wonder how to cancel their FGTS anniversary withdrawal. So, we've put together a simple step-by-step guide to help you cancel your FGTS withdrawal if you want to return to the previous option. 

Follow the article and find out how to cancel. 

• How to cancel the anniversary withdrawal by theplicative 👈
• How to cancel the anniversary withdrawal by site  👈
• How to cancel the anniversary withdrawal in person 👈

Canceling your anniversary withdrawal via the app: step by step

To cancel your Anniversary Withdrawal, access the FGTS app. Follow these steps to cancel:

1. Install the FGTS app on your smartphone. It is available for Android and iOS.
2. Open the app and log in using your registered details.
3. Within the app, choose the “Birthday withdrawal” option. 
4. Read the clauses and agree to the terms. 
5. Select the option “Change FGTS withdrawal system”
6. On the next screen, choose the “Withdrawal-termination” option.
7. Tap “Yes” to confirm!
8. That's it! You'll receive confirmation in the app and can track your request history.

How do I cancel my birthday withdrawal on the website?

Want to cancel your anniversary withdrawal through the website? Find out how!

1. Access the FGTS Caixa website here.
2. Click on “My Account”
3. Log in with your account and password. 
4. Go to “Anniversary Withdrawal”, which is located in the “FGTS” section.
5. Choose “Join Anniversary Withdrawal” to view information about your membership.
6. At the bottom of the page, you'll find "Cancel Anniversary Withdrawal subscription." Click on it.
7. Read the terms and confirm. 
8. At the end, a message will be displayed with the cancellation protocol.

Is it possible to cancel a birthday withdrawal in person?

Yes. You can go to a Caixa branch to cancel your Anniversary Withdrawal. 

1. Go to the nearest Caixa branch with your personal documents.
2. Talk to the manager.
3. He will carry out the cancellation and return process for the withdrawal-termination for you directly in the Caixa system. 

How do I cancel my Anniversary Withdrawal?

When canceling your Anniversary Withdrawal, it's important to keep in mind that there's a deadline for the system to revert to the withdrawal-termination mode. The established deadline is 25 months after the request to return to the previous mode.

This grace period was established by the government so that you can switch to another type of plan. Therefore, you only return to the withdrawal-withdrawal option two years and one month after the cancellation request.

So, as a practical example, if you requested to join the anniversary withdrawal and received it for the first time on January 5, 2022, and requested cancellation on February 5, 2022, it works as follows:

• Joining the program (counts the date of receipt): January 5, 2022.
• Cancellation request: February 5, 2022.
• Effective cancellation: March 5, 2024 (25 months after the request for return to withdrawal-termination).

This means that on January 5, 2023 and January 5, 2024, the worker will still receive the anniversary withdrawal, returning to the termination withdrawal only on February 5, 2024, when the grace period ends.

Is it worth going back to the Withdrawal-Termination?

When a worker opts for the anniversary withdrawal, they are giving up the right to withdraw their entire FGTS in the event of unfair dismissal, making smaller withdrawals each year from active or inactive accounts. 

Therefore, if the worker intends to receive the full amount of the Guarantee Fund in the event of dismissal, it is worth canceling the anniversary withdrawal and returning to the termination withdrawal. 

Furthermore, if the worker does not need to use the FGTS money immediately, it may be a good idea to switch to the other option so that they have extra money in reserve when they need it. 

I canceled my anniversary withdrawal and was fired. What happens?

By opting for the anniversary withdrawal, the worker forgoes the full withdrawal of their FGTS in the event of unfair dismissal, receiving only the annual amount. Therefore, if dismissed without cause, the following options are available:

• The worker signed up for the anniversary withdrawal: he receives the severance pay. 
• The worker continues to withdraw his severance pay: he receives the severance pay fine and the full FGTS. 
• The worker canceled the anniversary withdrawal, but is still within the grace period (25 months): he only receives the termination fine.
• The worker canceled the anniversary withdrawal and the grace period has already ended: therefore, the FGTS has already returned to the termination withdrawal and he receives the amount still remaining in his Guarantee Fund.

What are the anniversary withdrawal amounts?

According to the federal government itself, you can withdraw the following amounts on your account's anniversary withdrawal:

Some frequently asked questions

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