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Perfil completo05/07/2025
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Banco Inter is a Brazilian financial institution founded in 1994 in Belo Horizonte, Minas Gerais. It is one of Brazil's first digital banks and is characterized by the absence of fees on basic services and brokerage fees.
However, many still wonder if Banco Inter is trustworthy. In this article, we'll show you everything you need to know about this bank and how it works. Read on to find out.
Is Banco Inter safe?
In answer to the question posed in this thread, yes, Banco INTER is a financial institution you can trust. This is because we've analyzed several aspects that give us a good idea of what this bank is and what makes it special.
First, it's important to verify that the bank is supervised by a reputable financial authority. In this case, the Central Bank of Brazil is responsible for this type of supervision. And Banco Inter is supervised.
Additionally, they have insurance to protect their clients' money. This helps ensure that your funds are safe.
It's also important to consider the bank's reputation, financial health, and track record. Make sure they're transparent about their fees. It's important to consider their online security, the quality of their customer service, and their financial stability.
Finally, you can check how the bank diversifies its investments, its international relationships, and consult credit rating companies to get a better idea of its financial health.
Considering all these aspects, you can choose Banco Inter for your financial needs, as it has undergone a careful analysis and appears to be a reliable option.
Is Banco Inter regulated by the Central Bank of Brazil?
If you're a Banco Inter customer or considering becoming one, you can be sure you've made a good choice. Banco Inter is a trustworthy institution and is supervised by the Central Bank of Brazil. This oversight allows the bank to operate nationwide.
Banking supervision includes a broad set of rules and regulations established by financial authorities to monitor banks' activities. This ensures transparent operations, protects customers' interests, and maintains financial stability.
Banks subject to supervision must follow guidelines aimed at protecting customers, maintaining adequate reserves to face crises, preventing illegal activities such as money laundering, and adopting good risk management and governance practices.
Furthermore, supervision encourages compliance with international standards, which reinforces confidence in financial systems.
When choosing a bank, checking that it complies with the rules established by the competent authorities plays a fundamental role in ensuring the security and integrity of financial transactions.
How can I check if a bank is registered with the Central Bank of Brazil?
To ensure that Banco Inter or any other banking institution is secure, you must follow the steps below:
- Access the official website of the Central Bank of Brazil
- Choose the Institutions tab.
- Enter the name of the Inter bank in the search bar.
- Search for the institution and click on its name.
That's it. Now you have all the information about Banco Inter!
Banco Inter on Reclame Aqui
Reclame Aqui provides a valuable source of customer reviews of institutions. Check out Banco Inter's rating:
- On Reclame Aqui, Banco INTER's current rating is 8.0, which is considered an excellent rating by customers.
- Most of the complaints regarding the bank are related to problems with the digital account and access errors.
- The company has already responded to 99.8% of the complaints on the website and, according to the number of customer reviews, 88.4% of the problems have been resolved.
Is Banco Inter good? Is it a good account?
Check out an evaluation of Banco Inter and how its main aspects work:
- Account Opening Process: The account opening process at Banco Inter is digital. The process is simple and fast, and the account is approved in just a few minutes. After approval, the customer receives an email with instructions on how to access the account and create a password.
- Fees and Rates Policy: Banco Inter offers a simple and transparent fee and rate policy. The checking account has no monthly fee, and the credit card has no annual fee.
- Credit card: Banco Inter offers two types of credit cards: the Inter Mastercard and the Inter Mastercard Black. Both cards have no annual fee and offer benefits such as cashback, points, and a loyalty program.
- Range of Services: Banco Inter offers a wide range of financial services, including accounts, cards, investments, insurance, and more.
- Security Measures: Banco Inter adopts strict security measures to protect customer data and money.
- Simplified Access to Service: Banco Inter offers 24/7 customer service via chat, phone, and email. The bank also offers in-person service in some cities.
What are Banco INTER's fees and rates?
Discover Banco Inter's main rates and fees:
Service | Individual | Legal Entity |
---|---|---|
Account opening | Free | Free |
Account maintenance | Free | Free |
Issuing a bill | Free | Free |
Transfer between Banco Inter accounts | Free | Free |
Transfer to other banks | Exempt for 4 withdrawals per month | R$ 5.90 per transfer |
Withdrawals from Banco24Horas ATMs | Exempt for 4 withdrawals per month | R$ 5.90 per withdrawal |
TED | Exempt for 4 TEDs per month | R$ 5.90 per TED |
DOC | Exempt for 4 DOCs per month | R$ 5.90 per DOC |
Credit card annual fee | No annual fee | No annual fee |
Personal credit | R$ 120 credit opening | R$ 120 credit opening |
Consigned credit | R$ 120 credit opening | R$ 120 credit opening |
Real estate financing | R$ 120 credit opening | R$ 120 credit opening |
Vehicle financing | R$ 120 credit opening | R$ 120 credit opening |
Life insurance | Varies depending on the product | Varies depending on the product |
Telemedicine | Free | Free |
PIX | Free | Free |
Banco Inter customer service: how to get in touch?
Banco Inter offers 24-hour customer service. Learn how to access this service:
- Telephone numbers: Capital cities and metropolitan regions – 3003 4070; Other locations – 0800 940 0007.
- Chat support directly through the app.
How to open an account at Banco Inter?
See how simple it is to open your account at Banco Inter:
- Download the Banco Inter app on your cell phone.
- Open the app and click “Open a free, full account.”
- Fill in the requested information, such as full name, CPF, date of birth, address, email, and telephone number.
- Please send a selfie and a photo of your ID.
- Wait for your account to be approved.
- After approval, you will receive an email with instructions on how to access your account and create a password.
Frequently asked questions
[faq]