C6 or Nubank: which digital bank to choose?

Choosing a good digital bank is always important to ensure you get the best services and get the most out of what's on offer. So, let's compare C6 Bank and Nubank. 

The two major digital banks are absolute successes in our industry. And so, based on the main criteria (account, fees, cards, etc.), we'll show you which digital bank is best for opening your account. 

Check out our complete comparison of C6 Bank and Nubank:

• Which bank charges fewer tariffs? 👈
• Which bank offers more services? 👈
• Which bank offers a best credit card? 👈
• Which bank has the best investment options? 👈
• Which bank has the best app? 👈
• Which bank is the safer? 👈
  
• As open an account at C6 Bank? 👈
• As open an account at Nubank? 👈

Which bank charges fewer fees: C6 Bank or Nubank?

The first comparison we'll make about digital banks will be the fees each bank charges for its digital account. These fees will help you understand your banking transactions and how much you'll be charged for each. 

Check out the fees charged by C6 Bank and Nubank.

C6 Bank Fees

• Account opening: free.
• Account withdrawals: R$ 6.50 per withdrawal.
• Ted and deposit via bank slips: free and unlimited.
• Maintenance cost: free. 

Nubank Fees

• Account opening: free.
• Account withdrawals: R$ 6.50 per withdrawal.
• Ted and deposit via bank slips: free and unlimited.
• Maintenance cost: free. 

Which bank has the best fees?

Account maintenance and withdrawal fees are important so that you know exactly what you're paying each month to maintain your digital account and use the services provided. 

When it comes to fees, C6 Bank comes out on top because it offers free withdrawals from its checking account. 

Which bank offers the best services: C6 Bank or Nubank?

If you want to hire a good digital bank, you want it to have a service package that can meet everything you really need and that will help when it comes to providing you with solutions. 

Check out the services that C6 Bank and Nubank offer you!

C6 bank services

• PIX, TED, DOC.
• Deposit by bank slip.
• Bill payment.
• Line of credit. 
• Investment services. 
• Toll and parking tag. 
• Free Átomos rewards program. With the option of a paid upgrade for more cashback.

Nubank Services

• PIX, TED, DOC.
• Deposit by bank slip.
• Bill payment.
• Line of credit. 
• Income through automatic CDI.
• Investments. 
• Toll and parking tag. 
• Nu rewards program (paid).

Which bank is the best in services?

The services offered by both banks are interesting and provide everything you need to move your money seamlessly. 

We can say, then, that there is a tie in relation to services, with a slight advantage for the C6 Bank account in relation to the parking and toll tag. 

Best credit cards: C6 Bank or Nubank?

Every good digital bank offers credit cards to its customers that can make purchases easier and integrate with the account, allowing them to work with both debit and credit functions.

Check out the cards offered by Nubank and C6 Bank and see which are the best. 

C6 Bank Cards

• C6 International Card with no annual fees.
• C6 Carbon Card (annual fee of 9 of R$ 85.00).

Nubank Cards

• Nubank Visa Gold card with no annual fees.
• Nubank Ultraviolet Card (annual fee of 12 of R$ 49.00).

Which bank is best for cards?

When we stop to analyze credit cards, we need to think about the annual fee, the type of card offered, and the ease of obtaining the desired card with your digital account. 

In this regard, Nubank has a slight advantage, as the card with no annual fee is a Gold credit card, bringing more benefits to its customers. 

Which bank yields more: C6 Bank or Nubank?

Both C6 bank and Nubank have digital accounts, 100% online, where you can move your money. And what matters, right now, is how the money in the account earns. 

Check out which digital account yields more: C6 Bank or Nubank.

C6 Bank Income

• There's no automatic income. You need to invest your money to earn it. 

Nubank's Income

• The money automatically yields 100% of the CDI.

Which bank is the best in terms of returns?

Regarding income, we consider for this criterion the bank that has automatic income directly into the digital account, without the need for any type of movement.

Therefore, Nubank has the best account in terms of automatic income.

Which bank has the best app: C6 Bank or Nubank?

Digital banks offer the convenience of providing an app so you can control all your account transactions. With this in mind, banks strive to offer the best apps, with visuals that help you access information. 

Check out how the C6 Bank and Nubank apps work!

C6 Bank App

• Availability: Android and iOS.
• Price: Free.
• Interactive application, simple to use and easy to access.

Nubank App

• Availability: Android and iOS.
• Price: Free.
• Interactive application, simple to use and easy to access.

Which bank has the best app?

When it comes to apps, we consider availability across major platforms, ease of use, and clarity of data. 

In this regard, both digital banks are tied for the best app. Both C6 Bank and Nubank offer very interesting apps that can help you in your daily life. 

Which bank is safer: C6 Bank or Nubank?

C6 Bank Security

• Digital bank registered with the Central Bank of Brazil.
• It is insured by the Credit Guarantee Fund.
• Founded in 2018. 

Nubank Security

• Digital bank registered with the Central Bank of Brazil.
• It is insured by the Credit Guarantee Fund.
• Founded in 2013. 

Which bank is the best in security?

The security of your account and banking transactions is something that must be considered when opening a bank account and keeping your money there. 

With this in mind, both banks are safe, as they are regulated by the Central Bank of Brazil and have the Credit Guarantee Fund, which guarantees up to R$250,000 in the event of bankruptcy. 

Thus, we have a tie between Nubank and C6 Bank.

How to open an account at C6 Bank?

Opening an account at C6 Bank is very simple. Because it's a digital bank, the entire process is online, and you can open an account for free through the app. 

You'll need a photo ID to open the account. The process is quick, and approval is usually straightforward. 

Furthermore, the bank doesn't mention any restrictions on who wants to open an account. In other words, anyone over 18 can open an account. 

Step by step guide to opening an account at C6 Bank

Discover now how easy it is to open an account at C6 Bank:

1. Open your smartphone's online store and download the C6 Bank app.
2. Wait for the installation and open the application. 
3. Tap “Create account”. 
4. Fill in your personal details. 
5. Fill in your requested documents. 
6. Take photos of your documents and also the selfie that will be requested. 
7. Check the data and send it to the bank.
8. Wait for confirmation and release of your account to use immediately.

How to open a Nubank account?

Nubank offers every convenience when it comes to opening your digital account. It's free, the process is simple, and completely online.

After submitting your data, approval is very quick, making it a simple application to get your digital account. 

Additionally, those aged between 12 and 17 can have a free digital account at Nubank, provided one of their guardians is already a customer of the bank.

Step by step guide to opening a Nubank account

Opening a Nubank account is very simple. You can register through the website or the app. 

1. Download the Nubank app from your smartphone's online store. 
2. Wait for installation and open. 
3. Tap “Create new account”. 
4. Enter the requested personal data. 
5. Please also fill in your documents. 
6. The app will ask you to take a photo of your document and a selfie with it. Submit. 
7. Complete the proposal and send it to the bank. 
8. Wait for Nubank to analyze your account and release it before you can enjoy all the benefits.

So, which bank should I choose?

When choosing between Nubank and C6 Bank, we considered all the criteria above, such as fees, services, features, returns, app, and ease of opening an account. 

Therefore, if you're looking for a bank that automatically generates returns on your money and has a high rating, Nubank is the best option. It has an 8.3 rating on Reclame Aqui, which is quite high and considered excellent for a digital bank. 

If you're looking to take advantage of some extra services, such as a more intense points program and parking and toll tags, C6 Bank may be the option for you. On Reclame Aqui, this digital bank has an average rating of 6.7, considered fair. The main issues relate to credit cards and account transactions. 

Did you like our analysis? Follow the website to find out which banks are best for you.