Card high limit credit: the best of 2024

High-limit cards allow you to make larger purchases and pay in installments with total convenience. They can also offer other benefits such as cashback, a thousands-per-minute program, access to airport lounges, and exclusive discounts.

If you're looking for a card with a high limit, keep reading! We'll show you the best high-limit credit cards, separated by limit categories, from R$$ 5,000 to cards with limits above R$$ 50,000.

TOP 3 – Credit card with high limit: up to R$1,000

1 – C6 Bank Platinum Card

The C6 Bank Platinum credit card has no annual fee and is international. The card is issued under the Mastercard banner, so you can take advantage of the Mastercard Surpreenda program, with numerous benefits and discounts. The bank also offers the Átomos Points Program, a customer benefits program where points never expire. You can purchase through the C6 Store: an in-app store with products, exclusive coupons, and up to 50% in discounts.

How does the C6 Bank Platinum credit card limit work?

The bank performs a credit analysis, and this will depend on your financial profile. However, most Platinum cards have a limit starting at R$3,500 or higher. It's even possible to get a limit much higher than R$5,000.

Who can get the C6 Bank Platinum credit card?

C6 Bank doesn't specify a minimum income, but generally, Platinum cards require a minimum income of R$1,000,000. If you don't get the C6 Bank Platinum card on your first try, don't give up! The bank conducts periodic assessments to increase your chances of obtaining this card.

How to apply for the C6 Bank Platinum credit card?

First, it's essential to open a digital account with C6 Bank. The process is quick and easy and can be done directly through the bank's app or website. You can apply for a C6 Bank card by clicking the link below. Request the card here.

2 – Latam Pass Visa Gold

The Latam Pass Visa Gold is an excellent option for travel enthusiasts, offering exclusive promotions for redeeming airline tickets. Another advantage is that LATAM Pass Club members earn 1.6 points for every dollar spent on purchases. The card has a waived annual fee for those who spend R$1,000 per bill. The Visa card offers the benefits of the Vai de Visa program, with exclusive discounts and perks.

How does the Latam Pass Visa Gold credit card limit work?

The initial limit of the card is R$2,500, but the good news is that this limit can be increased, according to a credit analysis carried out by the bank.

Who can get the Latam Pass Visa Gold credit card?

The card requires a minimum income of R$2,500 and requires a credit analysis, however, it is considered an easy card to obtain and increase the limit.

How do I apply for the Latam Pass Visa Gold credit card?

To request the card, you must fill out an Itaucard form. Click here and request the card Latam Pass Gold.

3 – Azul Itaú Gold Mastercard

Another great card for those who love to travel or are planning a trip is the Azul Itaú Gold Mastercard. The card offers 1.7 points on purchases and 2 points on purchases with Azul for every dollar spent. Another advantage is the ability to pay for Azul flights in up to 12 interest-free installments. Issued under the Mastercard banner, it offers exclusive Mastercard Surpreenda program features, including discounts and benefits. The annual fee is waived for those who spend R$1,000 per bill, per month.

How does the Azul Itaú Gold Mastercard credit card limit work?

The card limit starts at R$2,500. Since the bank performs credit analysis, the good news is that this limit can be gradually increased based on your spending profile.

Who can get the Azul Itaú Gold Mastercard credit card?

The card requires a minimum income of R$2,500, but it's possible to obtain it with a lower income. It's not a difficult card to obtain.

How to apply for the Azul Itaú Gold Mastercard credit card?

To apply for the card, go to the Banco Itaú website and click "request card." Fill out a form on the page and follow the bank's instructions. You can expedite the process. clicking here to request the card.

TOP 3 – Credit card with high limit: from R$$ 5 thousand to R$$ 10 thousand

1 – Click Platinum Itaú

The Click Platinum Itaú card is quite versatile and can be issued with either the Mastercard or Visa logo. By choosing one of these logos, you can enjoy the benefits of exclusive Mastercard Surpreenda or Vai de Visa programs. The good news is that, in addition to the high limit, the card has zero annual fees!

How does the Click Platinum Itaú credit card limit work?

The card limit ranges from R$1,300 to R$1,000. According to the bank itself, the limit can be increased after the third month. This increase will depend on your financial profile, particularly your on-time payments and your ability to stay on top of bad credit. Take advantage of the benefits and increase your limit!

Who can get the Click Platinum Itaú credit card?

It's an easy, straightforward card to get approved for. One advantage is that, even though it's Platinum, the minimum income required to apply for the card is much lower than normal for this category: just R$1,000 (approximately R$4,000).

How to apply for the Click Platinum Itaú card?

The Click Platinum card can be easily requested on the Itaú card website. Simply access the page, enter your CPF, and follow the instructions on the website. It's quick and easy to do, all online! request your card right now by clicking here.

2 – Samsung Platinum International

The Samsung Platinum credit card is an excellent card for those who want a significant credit limit and discounts on purchases. The card offers exclusive discounts on Samsung smartphones at Samsung online stores and allows you to pay in up to 24 interest-free installments at Samsung online stores. Internationally, it offers a waived annual fee for customers who choose the Samsung Itaú plan.

How does the Samsung Platinum International credit card limit work?

The limit increases according to the customer's financial profile, as the bank performs a credit analysis. The increase may occur gradually, but it usually doesn't take long.

Who can get the Samsung Platinum International credit card?

Because it's a Platinum card, the minimum income requirement is considered low compared to other cards of this type. The Samsung card requires a minimum income of R$1,500 and is an easy card to approve.

How to apply for the Samsung Platinum International card?

Applying for Samsung Platinum is easy. Simply visit the Itaú Cartões website, select Samsung Platinum, enter your CPF, and follow the instructions on the website. Want to speed up the process? Request your card by clicking here

3 – Visa Platinum Box

The Caixa Visa Platinum credit card is issued under the Visa banner, which entitles you to the exclusive benefits of the Vai de Visa program. The annual fee is R$1.50 (R$414) in 12 installments of R$34.50. The card also offers a rewards system through the Caixa Points Program.

How does the Caixa Visa Platinum credit card limit work?

The minimum credit limit is R$1,000, according to Caixa's website, so this amount is likely to increase depending on your financial profile. The more you use your card and stay on top of your billing, the more likely this limit will increase significantly.

Who can get the Caixa Visa Platinum credit card?

The credit card requires a minimum income of R$1,000,400, but it's not considered a difficult card to obtain. The bank conducts ongoing credit checks, so the good news is that if you don't get the application the first time, it's okay—keep trying!

How to apply for the Caixa Visa Platinum card?

To apply for the card, you must first have a Caixa account. If you already have one, you must go in person to a Caixa branch or Caixa Aqui Negocial Correspondent with your CPF (Brazilian Individual Taxpayer Registry), ID, proof of income, and proof of residence. The bank performs a credit analysis to grant the card.

TOP 3 – Credit card with high limit: from R$10,000 to R$20,000

1 – iti Visa Platinum

With no annual fee, the iti Visa Platinum card is an excellent value. It offers Itaú security (it's Itaú's digital account), easy application process, and exclusive Visa benefits through the Vai de Visa program.

How does the iti Visa Platinum credit card limit work?

The credit limit for this card can reach up to R$20,000, according to the website. Because there's a continuous credit check, even if the limit isn't that high, it's likely to increase over time, especially with continued use and on-time bill payments.

Who can get the iti Visa Platinum credit card?

It's an easy card to approve and apply for. There's no minimum income requirement, and the application process is entirely online.

How to apply for the iti Visa Platinum card?

First, you need to open an iti digital account. Simply download the iti app or complete the process through the website. It takes no more than 5 minutes. The process is quick and efficient.

2 – Itaú Personnalité Mastercard Black

The Itaú Personnalité Mastercard Black offers several benefits to its customers, such as two free access points per year to more than 1,100 LoungeKey lounges. Accumulated points never expire and can be exchanged for tickets or airline miles. Another benefit is that you receive R$1.1% back on your purchases! You can also enjoy the benefits of the Mastercard Surpreenda program. The annual fee is waived with a monthly spend of R$1.1$ on your statement.

How does the Itaú Personnalité Mastercard Black credit card limit work?

Since this is a card for high-income individuals, the limit is customizable. It tends to be as high as your income and increase based on usage.

Who can get the Itaú Personnalité Mastercard Black credit card?

This credit card is more exclusive and, to get it, you need to have a minimum income of R$15,000 or investments in the bank.

How do I apply for the Itaú Personnalité Mastercard Black card?

To apply for the card, you must have an account with Itaú Personnalité. According to Itaú's website, anyone who opens a checking account with Itaú Personnalité receives a free annual fee for the first year (12 months) of the Personnalité Black Pontos card.

3 – C6 Carbon

The C6 Carbon is a more robust card from C6 Bank. One of the card's advantages is the Átomos Points Program, a customer benefits program where points never expire. There is an annual fee, but requirements such as spending at least R$1,000 per invoice exempt the customer from the annual fee.

How does the C6 Carbon credit card limit work?

The card limit is usually based on the customer's income and increases based on their spending profile. The increase is usually rapid.

Who can get the C6 Carbon credit card?

Because it's a more exclusive card, it's easy to apply for and obtain. The required income isn't particularly high, given the card's robustness: starting at R$ 5,000. According to the C6 Bank website, an income of R$ 15,000 or an investment of R$ 150,000 with C6 Bank guarantees the experience of having a Carbon Partner (exclusive investment advisor) at your disposal.

How to apply for the C6 Carbon card?

To apply for this card, you must be a C6 Bank customer. The account can be opened in just a few minutes through the bank's app or website.

TOP 3 – Credit card with high limit: from R$20,000 to R$50,000

1 – Itaú Uniclass Signature

The Itaú Uniclass Visa Signature card features the Vai de Visa benefits program, granting up to three free additional cards with the same benefits as the cardholder. The good news is that this card has no annual fee, offering excellent value for the high limit.

How does the Itaú Uniclass Signature credit card limit work?

The limit for this card is R$50,000. Because the bank performs a credit analysis, the limit increases over time as you use your card and pay your bills on time.

Who can get the Itaú Uniclass Signature credit card?

Although it is a card with a high limit, the Itaú Uniclass Signature requires a minimum income of just R$1,000.

How do I apply for the Itaú Uniclass Signature card?

You can apply for the card through the Itaú Cartões website by filling out a form and following the instructions. The process is easy and takes just a few minutes.

2 – Rappicard

The Rappi card is an excellent option for those who want a high credit limit, no annual fee, and a cashback program (2% on in-app purchases and 0.5% on other purchases). Issued under the Visa banner, the card entitles you to the exclusive benefits and perks of the Vai de Visa program.

How does the Rappicard credit card limit work?

The Rappicard limit can reach up to R$ 30 thousand and, therefore, the limit will gradually increase, according to the company's credit analysis.

Who can get the Rappicard credit card?

Rappicard doesn't require a minimum income to apply for the card, so the process is easier and all done online, in the palm of your hand.

How do I apply for a Rappicard card?

The card can be requested through the Rappi app. Simply open the app, select "RappiBank," click "Next," then "I want," and finally "Apply now." Then, simply fill in your details and wait for the credit analysis.

3 – Credicard Platinum

One of the advantages of the Credicard Platinum Visa is that it has no annual fee, making it easy on your wallet! Issued under the Visa banner, it offers the exclusive benefits of the Vai de Visa program.

How does the Credicard Platinum credit card limit work?

The Credicard Platinum Visa limit can reach up to R$35,000, a fairly high amount. Because the company performs credit checks, the limit increase will depend on your financial profile. Therefore, if the limit is low, stay calm and continue using your card and paying your bills on time to request an increase.

Who can get the Credicard Platinum credit card?

The card is easy to obtain. The Credicard website doesn't provide information on the minimum income requirement.

How to apply for the Credicard Platinum card?

The card can be requested conveniently online, in a quick process. Simply visit the Credicard website, select the card, and fill out the application form.

TOP 3 – Credit card with high limit: above R$50,000

1 – PagBank Card

With no annual fee, the PabBank credit card is one of the most worthwhile due to its high limit and its focus on those who already make financial investments. The card is international, and each real invested contributes to your credit limit.

How does the PagBank credit card limit work?

Since the money in your digital wallet becomes a limit, the more money you have, the higher your credit limit on your PagBank card. That's why the PagBank card has high limits, depending on your financial investments. If you invest in a CDB, the limit can exceed R$100,000. If this is your approach, PagBank is the card for you!

Who can get the PagBank credit card?

The card is easy to apply for and PagBank does not specify a minimum income requirement for the application.

How to apply for the PagBank card?

Applying for the card is super easy. If you already have a PagBank account, simply reserve your balance or invest in a CDB, starting at R$1,400. If you don't have an account yet, simply download the PagBank app and apply for your card within the platform!

2 – Nubank Ultra Violet

The Nubank Ultra Violeta is Nubank's premium card. Customers with R$1,000 in investments or who spend at least R$1,000 per bill per month pay no annual fee. The card offers R$1,100 cashback and several Mastercard Black benefits, including access to airport lounges, travel insurance, and other perks.

How does the Nubank Ultra Violeta credit card limit work?

Nubank performs credit analysis, and the limit, depending on your investments with the bank and your financial profile, may be higher than R$1,000. Everything depends on the bank's personalized analysis.

Who can get the Nubank UltraVioleta credit card?

According to Nubank's own website, there's no minimum income requirement for access to Ultravioleta, but a credit check is performed before the card is available. This check is performed automatically when new Nubank customers register, and also monthly for those who already have the bank's traditional purple card.

How do I apply for the Nubank Ultra Violeta card?

First, you need to be a Nubank account holder. If you're not already, download the bank's app and follow the instructions to open an account. The process is quick and intuitive.

3 – XP Visa Infinite

The XP Visa Infinite card offers a range of benefits, in addition to a high limit. Customers are free of annual fees and receive at least 1% cashback on all purchases made with their card. For those who enjoy traveling, the XP Visa Infinite card grants up to two or four free accesses to airport lounges. Customers can also enjoy Visa Infinite benefits, in addition to the exclusive Vai de Visa program.

How does the XP Visa Infinite credit card limit work?

As the card's website states, the limit is dynamic, varying according to your XP assets, spending profile, and credit analysis.

Who can get the XP Visa Infinite credit card?

As this card is geared more toward investors, customers with R$5,000 or more invested in XP investment products can apply for it. For those with more than R$50,000 in XP, the card is already available.

How do I apply for the Click XP Visa Infinite card?

It's essential to open an account with XP to begin the process of applying for this card. Simply download the XP app or visit the company's website, fill out a form, and follow the platform's instructions to complete the process. Opening an account is quick and easy.