Meet the Santander credit cards

Discover Santander credit cards

First of all, credit cards are an important part of people's financial education. Although they're often seen as a villain, they're an important ally on the path to financial independence.

To achieve this, however, it's crucial to choose the right partner for this relationship. After all, when you sign up for a card, you begin a relationship of trust and credit with a bank.

Therefore, among the advantages of having a credit card, we can highlight the longer payment time (which can reach 40 days), security and convenience in transactions, participation in loyalty programs and ease in organizing and monitoring expenses.

To meet the diverse needs of their customers, institutions have invested in diversification and personalization. Santander Bank, in particular, offers more than a dozen credit card options for current and non-current account holders. 

Some benefits that Santander customers can enjoy are:

• 10% cashback on your first purchases plus a 10% increase in your card limit;
• Zero annual fee accumulating R$100 in purchases per invoice or by registering, in addition to keeping your CPF and cell phone number as PIX keys;
• Free digital account;
• 10 days interest-free on the account limit;
• Santander Pass: your card in the form of a bracelet, watch tag and sticker;
• Discounts and cashback on purchases at Shopping Esfera.

When choosing a credit card, you should carefully consider your needs, income, interest rates, annual fee, available limits, benefits, and rewards programs. 

To make your decision easier, find out about the main cards available now. Santander.

Santander SX Card

• Minimum monthly income: R$1,045 for non-account holders and R$500 for account holders;
• Withdraw money using credit: make withdrawals using the credit function and pay only when the bill arrives;
• Invoice installments in up to 24 times.

SX University

• Pre-approved limit for university students, without requiring proof of income;
• Benefits with educational partnerships and programs that support you in getting your first job;
• Special offers in stores, restaurants, educational institutions and integration agents between students and companies;
• Extra Education Limit: provides an exclusive limit for paying your university tuition fees, in addition to the card's usual limit;
• Annual fee: 12 installments of R$33.25.

Santander 1|2|3

• Minimum monthly income: R$1,000 or be a Santander Van Gogh or Select customer;
• For every 1 dollar spent, you can accumulate up to 3 Esfera points;
• Annual fee: 12 installments of R$37.00;
• From R$1,000 in purchases on each invoice, immediately after, you have a 50% reduction in the monthly installment of the credit card annual fee (account holders have a further 50% reduction).
• Up to 5 additional cards with no annual fee.

Santander Elite Platinum

• Minimum monthly income: R$7,000 or be a Van Gogh or Select customer;
• Annual fee: 12 installments of R$46.50;
• 1 dollar = 1.5 Sphere points;
• Above R$2,000 on the invoice, you receive a discount of 50% on the annual fee (100% if you are a Santander account holder).

Santander Unique Card

• Minimum monthly income: R$1,000,400 or be a Select customer;
• Annual fee: 12 installments of R$83.00;
• 1 dollar = 2 Sphere points;
• Above R$7,000 on the invoice, you have a discount of 50% on the monthly annual fee (100% if you are a Select or Private customer);
• 2 free accesses to the LougeKey VIP Lounge per year.

American Express Gold Card Santander

• Minimum monthly income: R$8,000;
• Annual fee: 12 installments of R$45.83;
• Card with no pre-established credit limit;
• Accumulation of Sphere points that never expire (1 dollar = 1.2 pts);
• Access to exclusive Membership Rewards partners;
• Exclusive travel benefits.

American Express Platinum Card Santander

• Minimum monthly income: R$20,000;
• Annual fee: 12 installments of R$120.83;
• Card with no pre-established credit limit;
• Accumulation of Sphere points that never expire (1 dollar = 2.2 pts);
• Access to exclusive Membership Rewards partners
• Unlimited access to American Express VIP lounges and 2 accesses to Priority Pass VIP lounges per year.

After all, whatever your financial situation, Santander has a credit card tailored to you. In short, apply for yours now and enjoy all the benefits of this experience.

ORDER YOUR SANTANDER CARD NOW