How to consult someone else's PIX key? Is it possible?

PIX is currently the most widely used transfer and payment method in Brazil. Since its inception, it has become increasingly useful and has experienced surprising growth, generating several new features.

Because of this, it's important to know everything about PIX, including how to check someone else's PIX key to ensure they're sending the PIX correctly.

So, follow this article to get the information you need and learn more about PIX and how to check your PIX key.

What is a Pix key?

The Pix Key is a unique identifier linked to a bank account, whether it's a checking account, savings account, or payment account. This key replaces the need to enter details such as branch and account numbers, facilitating transactions and making the process faster and more efficient.

Pix Keys can be associated with different information, such as CPF, email, phone number, or a random key generated by the system.

By using Pix Key, users simplify the transfer and payment process, eliminating the need to provide traditional banking information. This not only speeds up transactions but also reduces the chance of errors during the process.

Because of this ease, faster and safer transfer, PIX has become not only a form of bank transfer, but new features have been included, such as the possibility of payment using the PIX key, scheduling PIX payments, and even installment payments on some accounts.

It's also worth remembering that you can create up to 5 PIX keys for each bank account you have, allowing your data to be better protected. You can also generate a QR Code that will serve as your PIX key for payments.

How to create a Pix key?

Creating a Pix Key is a simple process and can be done through the app or website of the bank where the account is registered. This way, you can streamline your work and have the key in hand immediately.

To create a PIX key, you must access the Pix area of your account. You can do this through Internet Banking, the app, and self-service terminals.

At this point, select the option to create a new key.

Next, choose the type of information you want to associate with the key, such as CPF, email, or phone number. You can also create a random key or generate a QR Code for payment.

After selecting the type of information, the user enters the corresponding data and confirms the creation of the Pix Key.

It is important to note that the same bank account can have multiple Pix Keys associated with different information, providing flexibility to the user.

That's it! Now, just share your PIX key with whoever you want to make the payment for you.

How do I make a transfer using Pix?

With the Pix Key created, making a transfer becomes a hassle-free task. The process is extremely fast, and the money arrives in the other account in under 1 minute.

To make the transfer via PIX, follow the procedure below:

1. Access the PIX area of your account via the app or online banking.
2. Choose the transfer option.
3. Select the Pix option.
4. Then choose the recipient's Pix Key.
5. Enter the transfer amount.
6. Check the details of the person who will receive it (name, bank account, etc.).
7. Confirm the transaction.

It's worth noting that Pix allows transfers 24 hours a day, seven days a week, including holidays. Furthermore, the transaction is completed virtually instantaneously, providing a fast and convenient experience for everyone.

Can I check someone else's Pix key?

No, it's not possible to directly query someone else's Pix Key. This option doesn't exist because it's a way to protect each person's privacy.

However, there is a viable approach. You can simulate a PIX transfer and review the information before completing the process.

For example, if a user has at least one piece of information about the recipient, such as their CPF, CNPJ, email, or cell phone number, you can start the PIX process, as if you were performing a transfer simulation.

When entering this information into the payment platform, if one of them is linked to the recipient's Pix Key, the remaining contact information may be displayed on the screen.

This way, you can check the person's information and be sure that the PIX key is the correct one for sending the money.

What information appears on Pix?

The information that appears in Pix is as follows:

• Pix Key: This can be your CPF, email address, phone number, or a random key. It will appear on your receipt.
• Value: The amount being transferred.
• Date and time: When the transfer was made.
• Recipient's name: is the information of the user who will receive the amount.
• Payer's name: is the information of the user who is making the transfer.

In addition to this information, the Pix receipt may also contain a link to verify the authenticity of the transaction.

For transfers made using personal identification keys, such as a CPF (Brazilian Social Security Number) or phone number, the receipt will also display the last digits of the recipient's CPF. This is done to ensure transaction security and prevent fraud.

If the transfer is made using a random key, the receipt will not display the recipient's CPF. This is done to protect user privacy.

Is it possible to track a Pix? Find out who sent the money?

Yes, it's possible to track a Pix transfer. When you receive the PIX transfer, you'll receive a receipt that you can access.

To do this, go to your account statement and view the transaction that occurred via PIX. Then, tap on it to access the information.

If the transfer was made using a personal identification key, such as a CPF (Brazilian Social Security Number) or phone number, the recipient can request proof of the transaction from the payer's financial institution. This proof will show the payer's name and CPF.

Sometimes, you will only see the last few digits of your CPF number for security reasons.

How can I check my Pix keys?

There are two ways to check your PIX key: through the bank's app or directly through the Central Bank's portal.

To check your Pix keys, you can follow these steps:

1. Access the Registrato website of the Central Bank.
2. Log in with your CPF and password registered in the account Gov.brIf you don't have one, you'll need to create an account.
3. Click on “Reports”.
4. Select “Pix Key Report”.
5. Click “Request report”.

The report will be generated in PDF format and sent to your email. The report will show all the Pix keys you registered, linked to your account details (bank name, branch number, and account number).

You can also check your Pix keys through your bank or financial institution's app. To do so, follow the app's instructions.

Now, see how to check through the bank's app:

1. Open your bank app.
2. Choose the “PIX” option.
3. Tap “My Keys” or “My registered PIX keys”.

The screen will display all the Pix keys you've registered for this account. From there, you can manage the keys, delete some, or generate new ones.

Frequently asked questions:

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