The best loans for people with bad credit

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Perfil completo05/07/2025
5 min de leitura
Best loans for people with bad credit
Firstly, if you have a bad credit history, you're probably looking for a loan, either to pay off a debt and clear your name or to ease your finances.
There are financial institutions, for example, that facilitate credit for those with bad credit. If this is your case, we've created a list of reliable companies and simulators to help you find the best loan for those with bad credit with a high probability of approval.
1.BMG
However, with years in the market, Banco BMG offers secured credit lines, especially for those with bad credit, and stands out in the market because of this.
This way, BMG offers loans to those with bad credit, especially those with bad credit, quickly and easily, without the hassle of obtaining a loan. To secure your loan, open your account at BMG bank now.
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2.Inter
Firstly, Inter has become popular over the past few years and is now considered one of the best digital banks to open an account with. It also offers lines of credit secured by real estate for those with bad credit.
This financial institution is especially recommended for taking out loans, as it offers easy access to credit lines and extremely attractive rates, starting at 0.7% per month. It's important to note that to apply for a loan, you'll need to open a digital account.
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3. Yes Loans
Sim Empréstimos stands out as a loan company for those with bad credit, offering credit quickly and online.
In short, the company can assess, consult, and understand your financial health. Its goal is to offer the best conditions. Furthermore, the company is listed as one of the best loan providers by Reclame Aqui.
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4. Credits
With one of the best rates on the market, Creditas is an online credit platform that seeks to intelligently provide credit to each customer's needs. This financial institution is one of the most recommended companies for those who need credit with a negative credit history, through its payroll and secured loans.
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5.Finanzero
FinanZero is a fintech that searches for 100% loans online. FinanZero is a platform whose mission is to make it easier for customers to find the best loan options.
The company operates as a loan referral platform; the likelihood of getting a loan even with a negative credit rating is very high. [card_emp id=”69″]
7. Simplic
Simplic can deposit loan funds into your bank account with just a few clicks. In just 48 hours, you can apply, be reviewed, approved, and withdraw the funds.
The company has few prerequisites for credit approval for those with bad credit, it is possible to take out loans between R$$ 500.00 and R$$ 3,500.00, with up to 12 months to pay.
It's a highly recommended company for those with bad credit, and it's a platform that offers a variety of loan options. [card_emp id=”139″]
8. Good for Credit
Bom Pra Crédito has become a benchmark in the lending market, standing out for granting loans to those with bad credit.
This company is increasingly becoming a good option for those who need quick credit without a lot of bureaucracy. [card_emp id=”36″]
9.Serasa eCred
Serasa eCred offers loans to self-employed individuals. Using your credit score, it can provide loans ranging from R$$ 500 to R$$ 30,000, with repayment terms of up to 48 months.
10.Crefisa
Crefisa, for example, stands out for its agile credit line offerings, having been in the market for over 50 years. The company focuses on providing credit lines to Brazilians who don't have access to this service, such as those with bad credit. [card_emp id=”48″]
Can I trust?
It's crucial to know whether a financial institution is trustworthy before applying for a loan. Therefore, we'll give you some tips on how to determine whether you can trust a company with your financial data:
Make sure the company website is secure
- First, check if the link has https: these letters are a navigation security protocol;
- Then check if the site has a padlock in the browser: it is in the program's status bar, where you type the system address, and is the encryption symbol.
Check whether the institution operates under the supervision of the Central Bank of Brazil
Every financial institution that operates correctly in Brazil must comply with the guidelines of the Central Bank of Brazil and, to operate regularly, depends on its authorization.
See user reviews of the company
The opinions of others who have done business with the company are a great indicator of whether it's trustworthy or not. On the Reclame Aqui website, you can see user reviews of Brazilian companies.