Inter Bank or Iti? See the full comparison and make your choice

When choosing your digital bank, whether to open an account or apply for a credit card, you may be unsure: which bank should you choose: Banco Inter or Banco Iti?

In this post, we'll compare both banks to give you everything you need to know to help you decide where to open your account and which bank is best for you. Read on to the end for a complete comparison between Inter and Iti.

Which bank charges fewer fees: Banco Inter or Banco Iti?

When choosing your bank, you should compare all the fees and charges that will be charged to determine which bank is best for you. This way, you'll know you'll pay less and get better benefits when using the services offered. 

See a comparison of the fees of Inter and Iti banks:

Inter Bank Fees

•     Account opening: free.
•     PIX: yes, unlimited.
•     Transfers between Inter accounts: free.
•     Transfers between other banks: free.
•     24-hour ATM withdrawals: 4 free withdrawals

Iti bank fees

• Account opening: free.
• PIX: yes, unlimited.
• Bill payment using iti credit card: fee of 1,49%
• Bill payment using other credit cards: fee of 2.99%
• Transfers using iti credit card: fee of 1,49%
• Transfers using other credit cards: fee of 3.99%
• Withdrawals at 24-hour ATMs and Itaú ATMs.

Which bank has the best fees?

If you compare the two banks, you'll see that they both offer similar fees, with various payment and 24-hour ATM withdrawal facilities. Therefore, they're very similar in terms of fees. 

What stands out slightly is that Iti offers withdrawals directly from the Itaú network, with no fees and unlimited, giving this bank a slight advantage. 

Which bank offers the best services: Bank X or Bank Y?

Another important comparison you should consider is the services offered by both banks. This way, when making your decision, you can choose the one that offers the best services for you. 

Compare the services of Inter and Iti banks.

Inter Bank Services

• Free digital account. 
• Payments via the app. 
• Deposit by bank slip.
• PIX (receiving and sending).
• Credit card. 
• Lines of credit.

Iti Bank Services

•     Free digital account. 
•     Payments via the app. 
•     Deposit by bank slip.
•     PIX (receiving and sending).
•     Credit card. 
•     Lines of credit.

Which bank is the best in services?

Basically, when comparing the services offered by both banks, you'll notice that they have the same basic package, offering all the facilities you need and the certainty that you'll be able to use your account for whatever you need without any problems.

Therefore, in terms of services, the two banks are similar and have a tie.

Best credit cards: Banco Inter or Banco Iti?

The best banks need to offer you good credit cards so you can easily make purchases wherever you are. Therefore, compare the cards offered by Inter and Iti banks.

Inter Cards

• International Mastercard card with no annual fees.
• Mastercard Gold Card.
• Mastercard Platinum Card.
• Mastercard Black Card.

Iti Cards

• Iti Visa Platinum card with no annual fees.

Which bank is best for cards?

Cards play a fundamental role in digital banking, making them essential for choosing the best credit card and bank option. 

In this sense, Banco Inter stands out as the best choice, as it offers a wide range of credit card options to its customers, providing unparalleled variety.

Which bank yields more: Banco Inter or Banco Iti?

Another key factor when choosing a bank is the return on your money. You want your money to earn the best return on your account. Therefore, you need to know how much income you earn in each bank.

See how the income of Inter and Iti banks works.

Inter's Income

• Money yields automatically.
• Yields 100% of CDI.

Iti Income

• The income is automatic.
• Yields 100% of CDI.

Which bank is the best in terms of returns?

Once again, when comparing, we have two banks that have the same monthly interest rate. Both offer automatic interest, so you simply deposit your money into the account and it will start earning interest.

So, in terms of performance, we have a tie. 

Which bank has the best app: Banco Inter or Banco Iti?

Simply having an account isn't enough. You need an app that helps you better organize your daily life and makes it easier to use. 

Learn more about the Inter and Iti bank apps and see which one is best. 

Inter App

• Availability: Android and iOS.
• Price: Free.
• Practical application, with all information on the screen and easy to access.
• Security by fingerprint, password or facial recognition.

Iti App

• Available for Android and iOS.
• Price: free.
• Interactive, easy-to-use and practical application for everyone. 
• Security via password, fingerprint and facial recognition. 

Which bank has the best app?

When comparing the two bank apps, both are secure, simple to use, and offer features that allow you to manage your entire account without any hassle. 

So, once again we have a tie in terms of apps, making Iti and Inter two good options. 

Which bank is safer: Banco Inter or Banco Iti?

Security is essential for anyone who wants to be sure they can manage their bank accounts and carry out all transactions without any problems. 

So, here are some security details for both banks, Iti and Inter:

Inter Security

• Password security.
• Fingerprint recognition.
• Digital bank registered with the Central Bank of Brazil.
• It is insured by the Credit Guarantee Fund.
• Founded in 1994. 

Iti Security

• Fingerprint recognition.
• Money has the security of the company. 
• Automatic income.
• Guaranteed by the Credit Guarantee Fund. 
• Itaú's digital bank, with all the bank's security. 

Which bank is the best in security?

Here, we see that these are two safe, traditional banks with a storied history. Banco Iti is new, but it's an extension of Banco Itaú, while Banco Inter has been in the market since 1994.

Both banks are safe and have all the necessary security protocols for smooth account management. 

How to open an account at Inter?

Opening an account with Banco Inter is an extremely simple process, providing ease and convenience. The entire process can be completed entirely online, ensuring you have peace of mind knowing your account will be opened quickly.

With the simple process, you can quickly and efficiently obtain your digital account at Banco Inter. There are no complications or unnecessary bureaucracy. Just follow a few simple steps to quickly enjoy the benefits of your account.

Step by step guide to opening an account at Inter 

• Access your smartphone's online store and download the Inter app.
• Wait for the installation to complete and open the application.
• Tap on the “Create new account” option.
• Fill in the fields with your requested personal data.
• Enter your document numbers as requested.
• Upload a photo of your ID and take a selfie holding it.
• Carefully review the completed application and submit it to the bank.
• Wait for Banco Inter to analyze and release your account.

With this simplified process, you can open your Inter account quickly and efficiently, using just your smartphone.

How to open an account with Iti?

The digital bank Iti is recognized for its simplicity, convenience, and for offering a fully online experience. One of the advantages is that account opening is available to anyone over the age of 14. To help you through this process, we've provided a clear step-by-step guide on how to open an account with Iti.

Step by step guide to opening an account with Iti

• Download and install the Banco Iti app on your smartphone.
• Tap on the “Create new account” option to start the opening process.
• Fill in the requested fields with your personal data, providing the necessary information.
• Insert the requested documents according to the instructions provided.
• Take clear photos of the requested document and take a selfie holding it.
• Send the completed proposal to Itaú, awaiting the bank's analysis.
• Once the analysis is complete, your account will be released.
• Take advantage of the services and benefits offered by Iti to carry out your financial transactions.

By following these simple steps, you can open your Iti account quickly and easily.

So, which bank should you choose?

Choosing the bank where you will open your account is important so that you have more facilities and can better benefit from the one that has a profile that is closest to your needs. 

In terms of fees, security, and app access, both banks offer everything you need that's state-of-the-art and offers the convenience you need. 

Here, Banco Inter has a slight advantage, as it has a larger line of credit cards and offers different options tailored to your needs. So, if you're looking for just that—this ease of use, Banco Inter has an advantage.

On the other hand, an Iti bank account is simple to open and you can get approval in just a few minutes.

So, when choosing, consider what you really need and choose the one that meets your needs. These are two excellent options for opening an account and investing your money.

Did you like it? See more bank comparisons on our page to choose the best one for your profile.