How to withdraw cash without a card: see alternatives

Withdrawing money from your account is necessary for everyone, as it allows you to have the money on hand to carry out certain operations.

However, many situations can arise, and you may end up without a bank card, forcing you to withdraw funds without a card. But is it possible to make this type of withdrawal?

We've put together everything you need to know to withdraw money without using your card. Read on for more information.

Can I withdraw money without a card?

The answer to the main question in this article is: yes! It's possible to withdraw cash without a card at major banks in our country!

However, you need to be careful, as each bank has its own operating method to allow you to withdraw money without a card.

Therefore, you need to pay more attention to this type of operation, so that you can be sure that you won't have any problems with your withdrawals.

What are the ways to withdraw money without a card?

See the main ways to withdraw money without using your card and discover how to do it very simply.

ATM

The easiest way to withdraw cash without using your card is to go to your bank branch's ATM. You can withdraw cash directly, using your biometrics to complete the transaction.

Cashier's office

If you want a safe way that will actually allow you to withdraw money without having to use your card, going to a cash machine is the best solution.

To get the money, it's important to have your documents on hand so you can complete the transaction. At the cash machine, you can withdraw cash using your ID and use your registered biometrics to complete the transaction, providing even greater security for the customer.

Digital account that allows withdrawals in stores

If you're not familiar with it, the banQi digital account is incredibly convenient. It allows you to perform your transactions directly from Casas Bahia. This means that even if you don't have your card, you can withdraw or deposit funds into your account with your documents.

It could be a great option.

QR Code

To ensure security when making a withdrawal, some banks offer the option to make a withdrawal using a QR code generated in the app when the person needs to make the banking transaction.

This way, you will read a QR Code with the app, using your cell phone's camera, which will allow you to withdraw money directly from your account, even if you don't have your card.

How to withdraw money from an ATM without a card?

In general, the cardless ATM withdrawal process is the easiest and safest you can have, helping in times of emergency, such as losing your card or a time when you don't have it with you and need cash.

See the step-by-step guide to making a withdrawal without a card at an ATM:

• Access “cardless services”.
• Then, go to “biometric withdrawal”.
• Enter your account number and branch and confirm with your biometrics.
• Access your account and withdraw your money as needed.

What do you need to withdraw money from an ATM without a card?

In order to withdraw money from your account without using your card, going directly to an ATM, you need to have some options enabled in your account:

• The main way is to have your account biometrics enabled to be able to access it via ATM.
• You may also need to scan a QR Code with your bank's app.
• Some banks generate a code when you make a withdrawal without a card and send it to your smartphone, enabling the banking transaction.
• It is important to have your documentation with you, as you may be asked for some information during the operation.

How to withdraw money from an ATM without a card at major banks

Each bank has its own way of allowing you to withdraw cash from an ATM without using your card. Here's how the system works at the country's main banks:

At the Bank of Brazil?

Banco do Brasil offers two options. You can withdraw funds without using your card in two ways:

• With biometrics: if your account is registered with biometrics, you can use it to withdraw money from your account.
• With a single-use code generated in the app: access the app and select "Withdrawal without card." Then, go to an ATM and make the withdrawal using the release code.

And at Santander?

To withdraw money from Santander without your credit card, you must use your registered biometrics. This way, you can access your account and withdraw the amount you need.

And at Itaú?

Itaú also allows you to make withdrawals at ATMs using your biometrics. This means you can withdraw cash without a card using only the fingerprint registered to your account.

And at Bradesco?

To withdraw money without a card from Bradesco, go to an ATM, select “access account with biometrics” and follow the on-screen instructions.

And in the Box?

Caixa has a limitation on cardless withdrawals. To do so, you must access the app and register to receive an authorization code to make the withdrawal.

But be careful, the maximum amount per withdrawal is only R$ 200.00.

Frequently asked questions

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