GENIUZZ is a product recommendation and financial education business specialized in the creation of informative content and analysis of various financial products and services (credit cards, digital banks, loans, financing, among others) provided by various companies (financial institutions), offering content with the aim of informing the user about it. product that best suits your needs.
These General Terms and Conditions of Use are available at any time for the user, through the address: https://geniuzz.com.br/termos-de-servico/ o Click here to see the service terms, and are jointly applied to these General Terms and Conditions of Use and the use of the website for the provisions of the Privacy Policy of GENIUZZ, available at the address: https://geniuzz.com.br/politica-de-privacidade/ (click here to see the privacy policy), as well as current legislation.
Therefore, the General Terms and Conditions of Use have the objective of informing the responsibilities, duties and obligations of every user when accessing and/or using GENIUZZ, as described in the following points.
1.1. For the purposes of these General Terms and Conditions of Use:
User: any natural or legal person who accesses the use, by any means, including mobile devices, cell phones, tablets, personal computers, Internet browsers and other means of access that are deployed.
2.1. The user, when accessing GENIUZZ, for any medium, agrees to have read and be in compliance with the Terms and General Conditions of Use and the Privacy Policy of GENIUZZ.
2.2. When accessing and using the GENIUZZ website, the user declares to have been at least 18 (dieciocho) years old and has full capacity and expresses to accept the terms and conditions of these Terms and Conditions of Use for all legal purposes.
2.3. In the event that the user does not comply with the previous description and/or is not in compliance, even if in part, with the terms and conditions contained in these Terms and Conditions of Use, he/she will not be able to access and/or use the services offered by GENIUZZ, as well as the sites and services operated by it.
3.1. The user has access to this service to resolve all their doubts, solve any potential problems and present queries or other information about products/services available at GENIUZZ.
3.2. “Contact us” can be activated by sending an email to: [email protected]
4.1. The user must carefully read all the clauses contained in these Terms and Conditions of Use and in the Privacy Policy (www.geniuzz.com.br/politica-de-privacy) and when using the services and/or products available in GENIUZZ, fully accepts all the clauses and conditions of these Terms and Conditions of Use and Privacy Policy.
4.2. GENIUZZ provides links and/or redirects the user to other sites, from where the user can contract services and/or purchase products from the respective companies, without any interference from GENIUZZ.
4.3. If the user is directed to the company's website advertised on the website, the user must carefully read and expressly accept the terms and conditions of use and the privacy policy of the advertised company.
4.4. GENIUZZ does not have anyone responsible for the terms and general conditions of use and privacy policy of advertised companies; (b) about the information on services and/or advertised products; (c) about services and/or products eventually offered and/or contracted by advertised companies.
4.5. GENIUZZ is not responsible for any viruses, malware, spyware, trojans or any software that may damage or alter the configuration of users' equipment as a result of browsing or using the Internet or transferring data, texts, images, files or audio.
4.6. It is the users' total responsibility to keep their equipment's operating system up to date and have antivirus programs.
4.7. GENIUZZ is not responsible for any loss or damage resulting from the improper use of the GENIUZZ website and/or a fortuitous event or the mayor.
4.8. Without prejudice to the other provisions of these Terms of Use, they are obligations of the user:
5.1. These General Terms and Conditions of Use will be in force for an indefinite period of time and any judicial or administrative claim arising from the use of the GENIUZZ website subject to these General Terms of Use or Privacy Policy must be filed within 90 (ninety) days from the moment it was caused.
6.1. General Terms and Conditions of Use of GENIUZZ may be modified, supplemented or replaced at any time and for any reason, at the sole discretion of GENIUZZ, without prior notice or notification to Users.
6.2. ANYONE WHO DOES NOT ACCEPT THESE TERMS AND CONDITIONS, WHICH HAVE AN OBLIGATORY AND BINDING CHARACTER, SHALL ABSTENSE FROM USING GENIUZZ.
7.1. These General Terms and Conditions of Use must be read and interpreted together with the Privacy Policy and both are governed by the laws in force in the Federative Republic of Brazil, mainly by the Federal Constitution, the Civil Code, the Consumer Protection Code, the General Law of the Marco Civil de Internet and the General Law of Data Protection.
7.2. All questions relating to the interpretation, comply with or any other question related to these General Terms and Conditions of Use and the Privacy Policy, the parties expressly accept and renounce any other approach and are submitted to the jurisdiction of the District of Belo Horizonte, State of Minas Gerais.