What are the Advantages of the Health Plan in Relation to the SUS?

What are the Advantages of a Health Plan in Relation to the SUS?

With so much stress during the day, coupled with the bad habits of modern life, such as poor diet and a sedentary lifestyle, taking care of your health has become increasingly important. And this applies to both young and old.

Furthermore, even with good health, many things can happen, and to that end, we need to be prepared and prepared for whatever comes our way. In this context, having the necessary resources to receive good care is essential, and this is precisely where health plans have come into play.

So, we'll tell you the advantages of a health plan compared to public health care.

SUS or health plan

The Unified Health System is Brazil's public health system and currently serves more than 190 million people in the country, 80% of whom depend exclusively on it for any health care.

What are the Advantages of a Health Plan in Relation to the SUS?

However, it's important to emphasize that all Brazilians use the SUS, even those with health insurance. This is because it encompasses much more than just medical care, such as disease control and eradication, drinking water and sewage regulation, meat regulation, restaurant hygiene (Anvisa is part of the SUS), and much more.

In any case, it's surprising what public healthcare can do with the budget allocated to it. However, investment remains precarious, and thus the SUS (Unified Health System) cannot meet all demand. Therefore, it faces some obstacles regarding service quality, leading many people to turn to health plans.

Therefore, learn about the advantages and disadvantages of health plans in relation to the SUS.

Advantages of health plans

Tranquility and security

Health plans give beneficiaries more peace of mind and security, after all, you know that when you need it, you'll receive quality healthcare, without having to spend a fortune on private care.

In the SUS, despite being free, there is no guarantee that you will be seen when you need it, since the demand is much greater than the service capacity.

Treatment guarantee

Of course, no one buys a health plan expecting to get sick, but there's always the possibility of needing expensive treatment. Besides, routine and preventive checkups and exams are part of many people's lives. This is when a health plan becomes effective, and the reason is simple.

Those who rely on the SUS (Brazilian Unified Health System) often have to wait hours for an appointment or months for approval for a test or treatment. And if they choose private care, the chances of depleting their emergency funds and ending up in debt are high.

Health plan beneficiaries are guaranteed to receive the treatment they need according to the plan they choose, so there will be no worries when the service is requested.

Health to you and your child

I'm sure everyone wants their family to be well taken care of in every aspect of life. And one of them is healthcare. The main advantage of including a dependent in your health plan is that all the benefits you have available can be enjoyed by them.

Therefore, securing a health plan for you and your family, especially before becoming pregnant, is a great choice to take care of everyone's health.

Best investment in health

Even personal investments or reliance on public services can't guarantee the same benefits that a health plan offers. Therefore, it's the best investment you can make in your health.

Ease of service

Health plans have accredited networks, such as hospitals, clinics, and laboratories near your area, so beneficiaries have easy access to this network. This way, in addition to quality, you have the convenience of finding the service you need without having to travel far.

Easy to schedule appointments

Most health plan providers have websites and apps that allow you to schedule appointments online, in addition to the standard procedure of using a call center.

Urgent and emergency care

The Mobile Emergency Care System, better known as SAMU, is available to all Brazilians with a competent team and quality equipment. However, due to demand, it often cannot handle all calls.

Please note that health plans offer dedicated emergency and urgent care, as well as hospitals with adequate infrastructure for care, ensuring the safety you need.

High standard accommodation

Hospitalization is one of the biggest concerns for those without health insurance. This is due to the poor infrastructure of public hospitals, and it's common to see people staying in hospital hallways.

However, more and more operators are looking to improve their accommodations, whether it be a ward or an individual apartment.

Disadvantages of a health plan

Despite the numerous advantages of health plans, there are some doctors, clinics, and hospitals that no longer see the benefit of providing services through the plan. What does this mean?

Have you ever tried to schedule an appointment through your insurance plan and been told there were only openings in six months, but private appointments were available on the same day? That's exactly what we're talking about. They start "pushing you to the back of the line," and you end up waiting months for an appointment or exam.

Furthermore, monthly premiums have become exorbitant, especially for those in middle age. Therefore, having a health plan becomes a privilege for the few, as it takes up a significant portion of their monthly income.

Of course, there are more affordable options, but it's still something that most Brazilians can't access.

However, health plans offer many advantages over public health insurance. Therefore, it's important to develop appropriate financial planning to fit the cost of premiums into your monthly budget.