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geniuzz.com.br is an informative content portal and a comparison platform for third-party financial services. We are not a financial institution, we do not grant credit, and we do not perform direct financial intermediation. The listed products are offered by state and federally licensed institutions. Terms, rates, and conditions depend exclusively on the issuer. Repayment periods range from 12 to 60 months — we do not provide offers with a repayment period of less than 61 days. Representative example: a loan of $10,000, 36 installments, APR of 15% per year, total cost of $12,479. Maximum APR: 35.9% per year. We fully comply with applicable privacy laws, including the CCPA — access or request the deletion of your data in our Privacy Policy. Podemos receber comissões por afiliados.