Discover it® Student Chrome card

Check the key information to help with your decision.

Discover it® Student Chrome card

Check the key information to help with your decision.

By Geniuzz on 29/07/2026

Useful informations

This card provides added security with automatic alerts and the capability to instantly freeze your account through the mobile application in case your card is lost.

Encouraging responsible financial habits, this card grants rewards for usual spending while avoiding the pitfalls of complicated categories or hidden fees.

Bank

Discover

Contact

www.discover.com

Reputation

0 reward points

Card brand

Discover

Who is this Card for?

Like digital banks

Young people without credit history

Need an International Card

Don't Want an Annual Fee

Prefer international cards

Like cashback

Do not want to pay fees

Want more options?

Compare other options and choose the ideal card for you.

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

No annual fee

International

Rewards Program

Security Alerts

Contactless Technology

Annual Fee Free

Price Protection

First Year Annual Fee Free

Installments Without Interest

International Card

Cashback

Cons

Credit limit subject to analysis

No points program

High interest rates

Does not accept bad credit

See more card details:

2% Cashback on Dining & Fuel

Receive 2% cashback on gas station and restaurant purchases, up to $1,000 in total each quarter.

Unlimited Cashback Match Feature

Discover will automatically double your cashback at the end of your first year, with no restrictions.

No Annual Fee

Students can enjoy a $0 annual fee, allowing them to save more money while building their credit.

Apply Without a Credit History

First-time cardholders can apply without any prior credit history, making this a perfect choice for students.

Complimentary FICO® Credit Score

Access your FICO® Credit Score for free via your monthly statements, online, or through the mobile app.

First Late Payment Relief

If you miss your first payment, Discover will not impose a late fee or increase your APR.

Freeze It® Security Feature

Quickly halt new transactions if your card is lost or stolen, giving you peace of mind.

Frequently Asked Questions (FAQ)

Is there an annual fee for the Discover it® Student Chrome?

No, there is no annual fee associated with the Discover it® Student Chrome.

What is the Cashback Match offer?

Discover automatically doubles your earned cashback at the end of your first year, without any minimum spending requirement.

Can I get approved without any credit history?

Yes, this credit card caters specifically to students, allowing approval even without a previous credit record.

What cashback rates are available?

You earn 2% cashback on qualifying purchases at gas stations and restaurants, up to a combined total of $1,000 each quarter, along with 1% on all other purchases.

Are there fees for foreign transactions?

No, Discover does not impose foreign transaction fees, making it a convenient option for students traveling internationally.

What will happen if I miss my first payment?

Discover will waive your first late payment fee and your APR will remain unchanged, ensuring no penalties are incurred.