Imagine® Visa® card

Check the key information to help with your decision.

Imagine® Visa® card

Check the key information to help with your decision.

By Geniuzz on 29/07/2026

Useful informations

Effortlessly manage your account with the mobile app, where you can monitor spending in real time and set up personalized security alerts for your peace of mind.

The card includes protection against unauthorized transactions and features a rewarding cashback program in essential categories, turning your everyday spending into tangible savings.

Bank

WebBank

Contact

apply.imaginecredit.com

Reputation

0 reward points

Card brand

Visa

Who is this Card for?

Has a bad credit score

Need an International Card

Prefer international cards

Like cashback

Seeks benefits in supermarkets

Like digital banks

Need quick approval

Want more options?

Compare other options and choose the ideal card for you.

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

International Card

Security Alerts

Accepts bad credit

International

Contactless Technology

Restaurant Discounts

First Year Annual Fee Free

Air Miles

Cashback

Cons

High interest rates

No airline miles

No access to VIP lounge

Annual fee

Need to have a linked bank account

See more card details:

No Security Deposit Required

Gain access to a line of credit without needing to lock away funds in a security deposit.

Cashback on Essential Categories

Earn 3% on purchases related to gas, groceries, and qualifying utility bills.

Credit Bureau Reporting

Your payment history is reported to the major credit bureaus in the U.S. every month.

Global Visa Acceptance

Utilize your card at millions of physical and online merchants worldwide.

App-Based Management

Enjoy comprehensive control of your account, billing, and payments through a user-friendly and secure app.

Contactless Payment Technology

Make quick and convenient payments simply by tapping your card at enabled terminals.

Zero Liability Protection

Rest assured with Visa’s protection against unauthorized charges in cases of theft or loss.

Frequently Asked Questions (FAQ)

Does the Imagine® Visa® card require a security deposit?

No, this is an unsecured credit card, meaning no deposit is needed to access your credit limit.

How does the cashback program work?

You receive 3% cashback on purchases for gas, groceries, and utility bills, and 1% on all other eligible purchases.

Will this card help improve my credit score?

Yes, it can help as long as it is used responsibly. The issuer reports your payments to credit bureaus, which aids in building a positive credit history.

What is the available credit limit?

The initial credit limit can be up to $1,000 depending on credit evaluation and individual approval.

How can I contact customer support?

Customer service is available daily at 1-888-549-0040.