Card image Spark 1.5% Cash Select

Spark 1.5% Cash Select card

Check the key information to help with your decision.

Spark 1.5% Cash Select card

Check the key information to help with your decision.

By Geniuzz on 22/09/2026

Useful informations

With no annual fee and no foreign transaction charges, this card is perfect for businesses that operate internationally or frequently travel abroad.

You’ll have access to advanced management tools, including free employee cards and comprehensive quarterly reports, to streamline your financial planning and accounting process.

Bank

Capital One

Contact

www.capitalone.com

Reputation

0 reward points

Card brand

Visa

Who is this Card for?

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

No annual fee
Travel Insurance
Provides Additional Cards
Security Alerts
International
Annual Fee Free
Contactless Technology
Price Protection
Restaurant Discounts
Roadside Assistance
VIP Lounge
Exclusive Discounts
International Card
Cashback

Cons

Credit limit subject to analysis
High interest rates
No points program
No airline miles

See more card details:

Unlimited Cashback

Earn 1.5% back on every purchase for your business, with no earning limits.

No Annual Fee

Enjoy the advantages of a premium business card without any annual fee.

No International Fees

Save on overseas travels with no charges on foreign currency transactions.

Welcome Bonus

Receive a cash bonus after meeting the specified purchase threshold within your initial months.

Employee Cards

Get additional cards for employees at no extra cost and track their spending in real-time.

Security and Protection

Benefit from security alerts, fraud protection, and instant card locking via the app.

Financial Management

Access detailed spending reports and easily export data to software like Quicken or QuickBooks.

Frequently Asked Questions (FAQ)

How does the cashback feature of the Spark 1.5% Cash Select work?

You earn 1.5% cash back for every dollar spent on all purchases, without any category limits or reward caps.

Is there an annual fee for this card?

No, the Spark 1.5% Cash Select has no annual fee ever.

Can I use this card outside of the United States?

Absolutely, it’s an international card that does not impose fees for transactions made abroad.

Do rewards expire?

No, the accumulated cashback does not expire as long as your account is active and in good standing.

Can I request cards for my employees?

Yes, you can request cards for your team at no extra charge and set individual spending limits.

What are the options for redeeming the cashback?

You can redeem the cashback as credit on your statement, receive a check, or exchange for gift cards.

Top 5 most requested cards

The card: Spark 1.5% Cash Select comes with these benefits from Visa

24/7 support for emergency situations

Points system to exchange for products

Accepted in thousands of locations worldwide

Perfect for your everyday purchases

Security and flexibility in payments

More security and comfort for your purchases

We’ve simplified the steps for you

We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:

1

Choose the option that best suits your needs

2

Access the financial institutions' channels

3

Start your registration by providing accurate information

4

Send the required documents

5

Submit your application

6

Wait for approval

Required documents

Visit the website of Capital One

Visit the official website and follow the provided instructions.

VISIT OFFICIAL WEBSITE
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